Gujarat Stamp Duty & Registration Calculator
Work out the stamp duty and registration fee for buying a flat, house or plot in Gujarat. Enter the price and, if you know it, the Jantri value — both charges apply to whichever is higher. Rates as of November 2026; an estimate to plan with, so confirm the final amount with the sub-registrar.
Stamp duty + registration (estimate)
₹2,95,000
5.9% of ₹50.00 L.
- Value duty is charged on
- ₹50,00,000
- Stamp duty, basic (3.5%)
- ₹1,75,000
- Surcharge (40% of the duty)
- ₹70,000
- Total stamp duty (4.9%)
- ₹2,45,000
- Registration fee (1%)
- ₹50,000
- Price + duty + registration
- ₹52.95 L
GST (for information)
GST on an under-construction home is 5% without input tax credit: about ₹2,50,000 on this price. (1% applies only to homes up to ₹45 lakh with carpet up to 90 sq.m outside the six metros.) Paid to the developer with each instalment; it is separate from stamp duty.
Estimate only, at Gujarat rates as we understand them as of November 2026. Confirm the exact amount with the sub-registrar (or on the Garvi portal) before you pay. Does not include e-stamping charges, advocate fees, maintenance deposit or other charges.
Rates used
| Charge | Rate | On |
|---|---|---|
| Stamp duty (basic) | 3.5% | Higher of price and Jantri value |
| Surcharge | 40% of the duty (1.4%) | — |
| Registration fee | 1% (waived for a woman buyer) | Higher of price and Jantri value |
| GST, under construction | 5%, or 1% if affordable | Agreement value, paid to the developer |
Rates as we understand them as of November 2026. Rates and concessions change; confirm with the sub-registrar or your advocate before paying. Planning the loan? Try the affordability calculator.
Questions buyers ask
What is the stamp duty on property in Gujarat?
4.9% of the property value: a basic duty of 3.5% plus a surcharge of 40% of that duty (1.4%). On a ₹50 lakh home that is ₹2,45,000.
What is the registration fee in Gujarat?
1% of the property value, paid when the sale deed is registered at the sub-registrar’s office. On a ₹50 lakh home that is ₹50,000.
Do women get a concession on stamp duty in Gujarat?
Gujarat has waived the registration fee on property registered in a woman’s name; stamp duty is the same 4.9%. How the waiver applies when a woman buys jointly with a man is not something we can confirm — check with the sub-registrar before you register.
Is stamp duty charged on the price or the Jantri value?
On the higher of the two. Jantri is the government’s ready-reckoner rate for the land and building; if your agreement value is below it, duty and registration are worked out on the Jantri value.
Is GST payable on top of stamp duty?
For a home bought while it is still under construction, yes: 5% without input tax credit, or 1% for affordable housing (up to ₹45 lakh and up to 90 sq.m carpet outside the six metros, 60 sq.m in them). No GST applies to a home sold after its completion certificate.
Can stamp duty be included in the home loan?
Generally no. Banks lend against the property price, so stamp duty and registration are paid from your own savings along with the down payment.